If Aadhaar Card/Aadhaar Number is available then no other documents is required. If address has changed, then a self certification of current address is sufficient.

If Aadhaar Card is not available, then any one of the following Officially Valid Documents (OVD) is required: Voter ID Card, Driving License, PAN Card, Passport & NREGA Card. If these documents also contain your address, it can serve both as Proof of Identity and Address.

If a person does not have any of the officially valid documents mentioned above, but it is categorized as 'low risk' by the banks, then he/she can open a bank account by submitting any one of the following documents

Identity Card with applicant’s photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions.

Letter issued by a gazette officer, with a duly attested photograph of the person.

Interest on deposit.

Accidental insurance cover of Rs.1.00 lac

No minimum balance required.

Life insurance cover of Rs.30,000/-

Easy Transfer of money across India

Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.

After satisfactory operation of the account for 6 months, an overdraft facility will be permitted

Access to Pension, insurance products.

Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.

Overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the household.